Often the cost of a home will decrease as the distance increases from a major
population center. The lower price will result in a lower mortgage payment, but
there will be increased costs of commuting. A home that is farther away from work
may result in you spending a surprising amount driving to work, and possibly not
be less expensive after all. Compare a house in-town to a less expensive house
out-of-town by calculating the actual cost of commuting. See for yourself
reasonable cost estimates, and have more information to help make your decision.